HOME Rehabilitation Program

Currently, this program has a waiting list with an anticipated open date of May 1, 2023.

Forgivable loan up to $30,000.00 (no more than $24,900 per hard costs) may be provided for low/moderate-income households. The following rehabilitation activities are eligible:

Repair or replacement of major systems in danger of failing, including:

  • Roof repair and re-shingling
  • Foundation repair and stabilization
  • Electrical, plumbing and heating system improvements
  • Essential improvements to meet city building code
  • Accessible and/or adaptable improvements for persons with disabilities
  • Exterior repairs that increase the life of the structure, including
  • Lead hazard reduction in accordance with HUD Lead-Based Paint Regulations (24 CFR Part 35). Rehabilitation work on housing built before 1978 that is financially assisted with Federal funds is subject to requirements that control lead-based paint hazards. The repair of any painted surface that is disturbed during work will require a clearance examination to ensure compliance. As applicable, a risk assessment will be conducted to identify lead-based paint hazards and perform interim control measures to eliminate any hazards that are identified.

Houses must be repairable within the loan limits and may include any eligible repair cost necessary to meet the standards for safe, decent and sanitary housing. Rehabilitations will not be granted on a house that does not have code violations and/or critical energy conservation needs.

Currently, not accepting any new inquiry forms. More Rehabilitation procedures are linked below.

For more information please contact Dakota Brown at 903-237-1204

HOME Rehabilitation Program Policy and Procedures

Income Limits

  1. Some Community Development Services and Programs are based on income limits. 

    2021 - 2022 Income Limits - Based on median family income of $69,700

    Household Size
    Very Low (50%) Income Limits
    Extremely Low Income Limits
     Low (80%) Income Limits
    1
    23,250
    13,950
    37,200
    2
    26,600
    17,420
    42,500
    3
    29,900
    21,960
    47,800
    4
    33,200
    26,500
    53,100
    5
    35,900
    31,040
    57,350
    6
    38,550
    35,580
    61,600
    7
    41,200
    40,120
    65,850
    8
    43,850
    43,850
    70,100